Celebrate with us all month. We’re giving away a beautiful diamond ring from Lennon’s W.B. Wilcox Jewelers, and everyone has a chance to win!

1.  If you are a Member of the Credit Union as of 7/31/2013 and you're 18 or older, you automatically get one entry into the drawing.

2.  For every account you open in the month of July you get an additional entry. See qualifiying accounts below.

3.  For every debit or credit card transaction you make in July, you earn one additional entry (ATM transactions do not apply).

Good Luck!


Utica Teachers Federal Credit Union was founded in 1938 (in the shadow of the Great Depression when banks were failing), to help serve teachers' basic savings and loan needs.

Over the years we grew and expanded to serve more local professionals, and changed our name to First Source Federal Credit Union in 1992. In 2007, we converted to a community charter, allowing us to serve anyone who lives, works, attends school, worships or regularly conducts business in Oneida and Herkimer counties. Today we offer a wide array of products and services, and serve more than 30,000 Members with six modern branches.

As we celebrate our 75th anniversary, we continue to focus on serving your needs and improving your financial life. Together we're making a brighter future.



We asked Angela Vanderhoof about her experience with First Source over the 55 years she’s been a Member. You and people like Angela are the reason we’ve been successful for so long. Thanks for everything you do!

Ready to make your financial life better and feel more appreciated? Let’s talk and we’ll get you started on your way to a long-term relationship.

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First Source 75th Anniversary Official Giveaway Rules
A random drawing for a ladies 14 karat white gold diamond ring containing a 1.01 carat princess cut diamond from Lennon’s W.B. Wilcox Jewelers, valued at $4,999.00, is offered to all individuals age 18 or older.

Current Members of First Source Federal Credit Union (“First Source”) automatically receive one entry. Individuals that open a First Source checking account, savings account, money market, share certificate, Individual Retirement Account or apply for a home equity, auto, recreational, personal, credit card or mortgage loan between July 1, 2013 and July 31, 2013 will receive one additional entry for each account or loan opened. In addition, every time a purchase is made between July 1, 2013 and July 31, 2013 with a First Source credit card or debit card, an entry will be issued. This makes it possible for Members to have several entries. The following DO NOT count as an entry: student loans, youth accounts, investment services, insurance services, ATM transactions or use of other First Source services. All entries are submitted electronically by First Source.

A winner will be selected at random after the promotional period has lapsed. The winner will be notified by telephone on or before August 16, 2013. Once notified, the winner has one week to claim his or her prize at Lennon’s W.B. Wilcox Jewelers. If the winner of the drawing cannot be contacted or does not claim the prize within a week from notification, another entry will be drawn. The winner is responsible for claiming the prize. Upon acceptance of the prize, the winner agrees to allow First Source to use his or her name and likeness for the press coverage of the drawing and future promotions of contests or drawings at First Source.

Federal, state and other tax liabilities arising from the drawing are the sole responsibility of the winner. First Source is not responsible for lost, late, stolen, incomplete, illegible, inaccurate, undelivered or delayed or misdirected entries. First Source reserves the right, in its sole discretion, to modify or terminate this contest in the event of any act, occurrence, or reason that it believes would corrupt the integrity, administration, or fairness of the contest. The winner agrees to release First Source from any liabilities related to the winnings. If conditions prevent a drawing (including but not limited to flood, fire, or other natural disaster that may prevent the branch office from operating on that day), the drawing will take place when the branch services are resumed. The odds of winning are subject to the number of entries electronically submitted from July 1, 2013 to July 31, 2013. By entering this contest, each individual agrees to abide the rules and agree to the conditions set forth in the rules. First Source Employees, their immediate family members and Board Members of First Source are not eligible for this drawing. No purchase is necessary. Individuals who are not Members of First Source may receive an entry by completing a form at one of First Source’s branch locations.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Membership eligibility is required.

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